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Your Home

First-time buyers, let's unlock your path to owning a home with smart savings and support.

Your Home

Helpful programs to guide first-time buyers toward owning their dream home.

FHSA Savings

Save up to $40,000 tax-free to put toward your first home purchase.

A young couple happily reviewing their savings plan at a cozy kitchen table.
A young couple happily reviewing their savings plan at a cozy kitchen table.
Down Payment

Use your RRSP funds through the Home Buyers’ Plan to help with your down payment.

Close-up of hands holding house keys with a small model home in the background.
Close-up of hands holding house keys with a small model home in the background.

FAQs

What is FHSA?

The First Home Savings Account lets you save up to $40,000 tax-free.

How does HBP work?

The Home Buyers’ Plan allows eligible buyers to withdraw RRSP funds for their down payment.

Am I eligible for new home rebates?

First-time buyers purchasing new builds may qualify for HST/GST rebates—check if your purchase qualifies.

Are there local assistance programs?

Some municipalities offer down payment help for eligible first-time buyers.

Who should I consult?

Talk to a mortgage expert and tax advisor to understand your options.

Get in Touch

Ready to start your home journey? Reach out today.

A friendly handshake in front of a cozy new home, symbolizing trust and new beginnings.
A friendly handshake in front of a cozy new home, symbolizing trust and new beginnings.

Thanks to the guidance, we finally bought our first home stress-free!

J & M

A happy young couple holding keys in front of their new cozy home.
A happy young couple holding keys in front of their new cozy home.
Close-up of a smiling first-time homeowner standing by a front door with a welcome mat.
Close-up of a smiling first-time homeowner standing by a front door with a welcome mat.

★★★★★

Contact

Reach out anytime for honest real estate advice

Email

Phone

jaskaran.yyzrealestate@gmail.com

647-895-8297

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